Every individual and his material goods are met with the need for insurance every day. Nowadays, in a time of numerous natural catastrophes and disasters, various diseases and other risks, and strong development of the economy and activities, it is extremely important to insure and protect oneself from the dangers that threaten. With the development and progress of society, more types of insurance have developed, but also a greater need for it. By analyzing and disabling insurance, the problem of inconsistency and ambiguity of insurance against professional liability professionals in specific fields was noticed, which in this paper are based on the professions of lawyers and doctors. By carrying out their activities, they carry a great responsibility, in which enormous mistakes are possible, and the same are not sufficiently legally substantiated. Insufficient awareness of insurance, and most of all professional liability insurance, is pointed out. Although the insight into the numerical data shows an increase in insurance contracting and a step towards the progress of the same. The paper aims to explain the importance of the obligation to contract insurance in different areas, especially in professional activities such as lawyers and doctors.